Need an appraisal in Laneview or Essex County?

Here are the top seven reasons VA homeowners need First Region Appraisal, LLC:

  1. Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
  2. To challenge a VA property tax assessment
  3. To lower their mortgage payments by removing PMI
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify a different appraiser's report
  6. In the case of a VA divorce, when property needs to be divided
  7. To settle an estate in Essex county or VA by determining the true market value of property in question

Need help deciding the price of your house in or near Laneview, VA?
Contact First Region Appraisal, LLC.

We at First Region Appraisal, LLC understand the unique needs of a homeowner looking for appraisal services. Our customary business clients understand the appraisal process and the standard "products" we deliver to them. Being a person not in the real estate industry that most likely doesn't see an appraisal every day,we'll be sure you get extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our conclusions.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at First Region Appraisal, LLC, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much you think your home is worth. Potential buyers know that you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value conclusion than yours.

PMI Removal Appraisals

An attractive way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to your lender to have the PMI removed from your loan. We are qualified in helping homeowners just like you do away with unwanted PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your house overvalued if you live in a region that's going down. This means you're going to pay higher taxes than you should be paying. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting a professional appraisal from First Region Appraisal, LLC is your best weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your home is in a declining area, your lender might just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow standpoint. First Region Appraisal, LLC can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need a professional to double-check your appraisal for efficiency? We can go out and check the subject and comparables in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? First Region Appraisal, LLC can help you with that. Even though this is usually requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your property.